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    Home » 77% of Americans Say Crypto in Retirement Plans Is Risky
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    77% of Americans Say Crypto in Retirement Plans Is Risky

    August 26, 20261 Min Read
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    • A survey found that 77% of Americans view crypto investment in retirement plans as risky.
    • Some 46% of respondents rated crypto investing as “very risky,” while 53% said they oppose employers offering related options.
    • President Donald Trump signed an executive order to expand access to 401(k) retirement-plan investments in alternative assets including crypto.

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    Nearly eight in 10 Americans view investing in digital assets through workplace retirement plans as risky, and more than half oppose employers offering crypto as an investment option, a new survey found.

    Cointelegraph reported on August 26 that a survey by the National Institute on Retirement Security of 1,203 Americans age 25 and older found 77% of respondents consider crypto investments in retirement plans risky.

    Among respondents, 46% described crypto investing as “very risky.” Another 53% said they oppose employers offering crypto as an investment option in retirement plans.

    President Donald Trump signed an executive order in August 2025 to expand access for 401(k) retirement plans to alternative assets including crypto. The U.S. Department of Labor proposed related rules in March 2026.

    Photo: Shutterstock
    Photo: Shutterstock

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